About Us

How Our No Credit Check Loans Work

Crest Rewards has created the only way for you to get the cash you want when you need it, without becoming trapped in a payday loan. Apply Now and you can have $100 to $600 available in your bank account by tomorrow.

How?
You pick your term from one month to six months.  This gives you a payment structure that pays your loan in months. After the term you choose, YOU ARE DONE! One of the key differences between a payday loan and cash loan with Crest Rewards is you won’t have to pay the lump sum of the initial loan all at once to close your account. This is a simple interest loan where as a payday loan is like renting a paycheck.

Another key difference is your balance is coming down every month. If you make a larger payment or pay early it is all applied to your principal balance which reduces the interest AND your payment is always smaller than a two week payment renewal on a payday loan.

Why use us?
First, your payment is less than it would be as a payday loan, the total loan amount is less, there’s no early payoff fee, no collateral, no renewal fees or endless payment maze, you only pay for the time you have the loan.  Not to mention the simple fax-less application process that can be done from home. Why would you not use us?

Requirements
You must meet the following requirements to get approved. All information on your application must be verified.

  • Employed six months and gross at least $1000 per month.
  • Checking account open and active for at least three months with no NSFs and a minimum of $500 deposits per month.
  • No paystubs or income documents needed if previous loan was paid off in the last 60 days.

Easy Application Process

Step 1: Complete the on-line loan application, submit with the following documents:

  • 90 day bank statement
  • Current paystub
  • Void Check
  • Photo ID

Step 2: We will process application and send you contracts to be signed and returned to us in time for money to be transferred that night. (Must have signed contracts returned by 1 p.m. Mountain time for same day funds).

 

Step 3: Receive funds in your account the following business day.

APPLY NOW